Lead Bank - Banks

About Lead Bank

Lead Bank is a bank headquartered in Kansas City, Missouri, and is one of the banks in Missouri listed in this directory of US banks. The bank was established in 1928 and reports total assets of $2.76 billion and total deposits of $2.46 billion. It operates two branch offices. Its holding company is Luna Parent Inc, and its primary regulator is the FDIC. Lead's business centers on providing banking infrastructure to other companies, particularly financial technology firms. Through application programming interfaces, partners can embed account products, card programs issued on a dedicated card number range across major card networks, embedded lending, domestic and cross-border payments, and stablecoin-related transfers into their own offerings. The company states that it holds its own bank charter and maintains a direct connection to the Federal Reserve. Its accounts are described as FDIC-insured, and it says compliance and risk controls are built into its services.

Key Facts

Total Assets

$2.76B

Total Deposits

$2.46B

Branch Offices

2

Established

1928

Holding Company

Luna Parent Inc

Primary Regulator

FDIC